Compare final expense insurance quotes in Canada.
Final expense insurance helps cover funeral costs, medical bills, and other end-of-life expenses so your family isn't left with the financial burden. Affordable coverage with options for no medical exam.
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What is Final Expense Insurance?
Final expense insurance (also called funeral insurance or burial insurance) is a type of whole life insurance designed to cover the costs that come with end-of-life—funeral and burial expenses, outstanding medical bills, legal fees, and other final debts. Policies are typically smaller ($5,000–$35,000) and more affordable than traditional life insurance, with simplified underwriting so many applicants can get coverage without a medical exam.
It's an option for seniors and those who want to spare their family from having to pay for a funeral or settle debts out of pocket. Benefits are paid directly to your beneficiary and can be used for any purpose. Compare final expense and life insurance rates in Ontario and all Canadian provinces.
Did you know?
The average funeral in Canada costs between $5,000 and $15,000. Final expense insurance helps ensure your family isn't burdened during an already difficult time.
Why Choose Final Expense Insurance?
Affordable protection that gives you and your family peace of mind.
Ease the burden on your family
Your beneficiary receives a tax-free benefit to cover funeral costs, medical bills, and final expenses—so your loved ones can focus on grieving, not finances.
Affordable premiums
Final expense policies offer lower coverage amounts and often simplified underwriting, so premiums can be more affordable than traditional whole life—especially for older applicants.
No medical exam options
Many final expense plans use a short health questionnaire instead of a medical exam, making it easier to get coverage even with existing health conditions.
Permanent coverage
Final expense insurance is typically whole life—coverage lasts your entire life as long as premiums are paid, and the death benefit is guaranteed for your beneficiary.
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