Privacy Policy
Last updated: January 2026
1. Information We Collect
When you use LowestRates.io to compare life insurance quotes, we collect information necessary to provide you with accurate quotes from our insurance partners. This includes:
- Personal identification information (name, email address, phone number)
- Demographic information (age, gender, province of residence)
- Health information relevant to life insurance quotes
- Financial information (income, coverage amount requested)
- Technical data (IP address, browser type, device information)
2. How We Use Your Information
We use the information we collect to:
- Provide personalized life insurance quotes from our partner insurers
- Connect you with licensed insurance advisors
- Improve our comparison platform and user experience
- Send you relevant communications about your quote requests
- Comply with legal and regulatory requirements
3. Information Sharing
We share your information with insurance providers and licensed brokers to obtain quotes on your behalf. We do not sell your personal information to third parties. Information may be shared with:
- Insurance companies to generate quotes
- Licensed insurance brokers and advisors
- Service providers who assist our operations
- Legal authorities when required by law
4. Data Security
We implement industry-standard security measures to protect your personal information, including encryption, secure servers, and regular security audits. However, no method of transmission over the Internet is 100% secure.
5. Your Rights
You have the right to:
- Access the personal information we hold about you
- Request correction of inaccurate information
- Request deletion of your personal information
- Opt-out of marketing communications
- Withdraw consent for data processing
6. Contact Us
If you have questions about this Privacy Policy or wish to exercise your rights, please contact our Privacy Officer at privacy@lowestrates.io or write to us at: LowestRates.io, 123 Bay Street, Suite 1000, Toronto, ON M5J 2T3.